Ironshore Personal Lines adds fine arts, valuables endorsements


Ironshore’s Personal Lines unit has expanded coverages available for high net worth insured homeowners. Ironshore clients can now obtain an endorsement for itemized fine art, jewellery, private collections, and other personal valuables.

Ironshore’s ‘personal articles floater’ is available to homeowner insureds with primary coverage on properties valued at $1 million or more in selected states nationwide. Fine art collections and valuables are available for limits of up to $40 million and are underwritten on an “all risk” basis.

This coverage does not have a deductible and also offers agreed value settlement options.

“Ironshore’s personal lines insurance policy now provides homeowner clients with a broader coverage option to include scheduled personal belongings and valuables due to damage or loss related to property claims,” noted Daniel Olmsted, vice president of personal lines for Ironshore.